Funding approved in 24–48 hours.
Flexible business funding from £5K to £500K based on your real-time sales. No mountains of paperwork, no surprises — just fast cash flow when you need it.
- Decisions in under 4 hours, funds within 24–48 hours
- Repay flexibly as a small % of daily card sales
- No collateral required for most facilities
Business Funding
Fast approval. Flexible repayments. Real human guidance.
2 min
Free check
24/7
Real support
UK
Specialists
£0
No obligation
Most providers disappear after setup. We don't.
Built for busy UK business owners who need real answers, fast.
Decisions in hours
Most clients hear back the same day. No drawn-out bank-style process.
£5K to £500K
Sized to your business — based on real card takings, not just credit score.
Flexible repayments
Pay back as a small percentage of daily sales. Quiet week? You pay less.
No hidden fees
Clear fixed cost upfront. No early repayment penalties.
24/7 UK support
Speak to a real funding specialist any hour, any day.
End-to-end help
We handle paperwork, lender conversations and follow-ups for you.
How we've helped UK businesses like yours.
Salon, Bristol
£25K in 48 hours
Used funds to refit two stations and hire a stylist before the wedding season.
Restaurant, London
Expanded seating
Merchant cash advance funded a new outdoor seating area — repaid from card takings.
Retail store, Glasgow
Stock for peak season
£40K facility let them buy stock early and protect margin during Q4.
Three simple steps. Zero stress.
No complicated paperwork. We handle everything.
Tell us about your business
Quick details on monthly turnover and what you need the funds for.
We match the right lender
We compare across our funding panel and bring you the best fit — fast.
Funds in your account
Most facilities pay out within 24–48 hours. We support you through it.
UK business owners love Settle.
"From application to funds in two days. They guided me through every step."
Helena
Salon Owner, Bristol
"Repayments flex with my takings — perfect for a seasonal business."
Ben
Restaurant Manager, Brighton
"I expected a battle. It was the easiest funding I've ever raised."
Sanjay
Convenience Store Owner, London
Common questions
Everything you need to know — straight answers.
Still overpaying on business services?
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